A new report from Bitget says AI has become a core part of how crypto investors make decisions, with more than half of surveyed users now relying on AI tools to interpret market data across asset classes that extend well beyond digital assets.
The Bitget User Asset Allocation Report 2026 combines trading activity data from the exchange with responses from more than 6,000 users globally, painting a picture of a retail investor base that is becoming simultaneously more diversified and more technologically sophisticated.
Looking at AI adoption, the crypto exchange finds the shift is already mainstream among active crypto traders.
“51% of surveyed users said they already use AI tools to support investment decisions. Bitget’s AI products, including GetAgent, GetClaw, and Agent Hub, are increasingly used to interpret earnings releases, commodity price moves, macroeconomic developments, and on-chain signals across asset classes.”
The AI adoption finding sits alongside a broader diversification trend that is reshaping how crypto investors construct their portfolios. Crypto remained the dominant asset class in Q1 2026, with 86% of surveyed users holding digital assets. Bitget’s data also shows meaningful and accelerating movement into traditional markets.
“52% of users globally now hold equities alongside crypto, while 35% hold gold or other precious metals, making commodities the most widely adopted non-crypto asset category among surveyed participants.”
Among high-net-worth users, Bitget says the diversification trend is accelerating further. Bitget users recorded an average annual return of 13% in 2025, with around 6% of VIP users achieving annual returns between 51% and 100%.
“Among surveyed high-value users, 74% said they plan to expand across crypto, equities, and commodities in 2026 to manage risk more actively.”
Says Bitget CEO Gracy Chen,
“Retail trading behavior is becoming more macro-aware. Users are moving capital across asset classes based on liquidity, volatility, and market access, and they increasingly expect one platform to support that efficiently. Stablecoin-based settlement is becoming a practical entry point for broader market participation. The stronger demand for commodities, equities, and AI tools shows that users are building portfolios around global signals, not around a single asset category.”
Photo by Chris Liverani on Unsplash
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