Elon Musk says X is preparing to turn into a global payments hub, with features that enable users to trade assets from the timeline.
Speaking at an xAI all-hands meeting, Musk outlines plans to roll out XMoney beyond internal testing, positioning it as a central layer for financial activity on the platform.
He describes the product’s current stage and near-term timeline.
“For XMoney, we actually had XMoney live in closed beta within the company. And we expect in the next month or so to go to a limited external beta and then to go worldwide to all X users. And this is really intended to be the place where all the money is. The central source of all monetary transactions. So it’s really going to be a game changer.”
Potentially part of XMoney is the tech firm’s decision to move deeper into financial tools within social feeds. Nikita Bier, head of product at X, says the company plans to roll out crypto and stock trading features soon.
“I genuinely want crypto to proliferate on X, but applications that create incentives to spam, raid, and harass random users are not the way. It meaningfully degrades the experience for millions of people — only to enrich a few people. And yes, we are launching a number of features in a couple of weeks, including Smart Cashtags that will enable you to trade stocks and crypto directly from the timeline.”
Bier highlights that X itself will not serve as a trading exchange platform, nor will it custody assets on behalf of its users.
“X is not handling trade execution or acting as a brokerage. Just building the financial data tools and links.”
Together, the comments signal a coordinated push: a native payments layer through XMoney and in-feed tools that let users access stock and crypto trading links directly from their timeline.
If rolled out globally as described, X would move closer to Musk’s long-stated goal of turning the platform into an all-in-one financial and social ecosystem.
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